Business Loans

A Lender You Can Trust

When you do business with All In Credit Union, you’re doing business locally, and our promises are kept by people you know. This includes Business Lending. Our suite of business lending solutions can help propel the growth of your business while ensuring that you have the tools needed to take your business to new heights. Our financing resources are customized based on a thorough understanding of your business. With a local focus, we're here to help you make wise choices, navigate debt the smart way and take control of your business' future. We'll provide the resources you need with convenient terms, competitive rates and a tailored approach.

Lower Rates

As a member-owned organization, we’re able to provide competitive rates on commercial loans and business lines of credit. How is it possible? Without shareholders, we're able to give back to our membership in the form of lower loan rates and higher dividends. 

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Keep Lending Local

Our business lending structure is designed to value the unique character of the communities we serve, while also propelling local entrepreneurship and innovation. Are you ready to get started? For a $100,000 loan request or less, apply using the link below. For requests more than $100,000, visit one of our branch locations, contact us at 334.598.4411 or send an email to cuinfo@allincu.com.


PPP Loan Forgiveness

Currently Accepting Loan Forgiveness Applications

If your small business has received a PPP loan with All In, you'll need to apply to have your loan forgiven based on strict requirements. Check out the applications and directions which detail those requirements below. We will update this page periodically with the latest information from the SBA and connect you with helpful resources you can use during this process. Should you have any questions, please call 334.598.4411, ext. 6099.

 If you’d like to file for PPP forgiveness now, you can do so using the application linked below.

PPP Forgiveness Application

Paycheck Protection Program (PPP) Loans

No Longer Accepting PPP Loan Applications

As of Wednesday, May 5, 2021, the Small Business Administration (SBA) funds have been depleted, and they are no longer accepting Paycheck Protection Program (PPP) loan applications. Applications that have been submitted prior to this date will still be processed. If you have any questions regarding a recent PPP Loan application, please call 334.598.4411, ext. 6099.

Additional Resources

U.S. Small Business Administration

U.S. Department of Treasury

SBA Loan Details and Forgiveness

SBA General Loan Forgiveness FAQs (Effective 2020-08-11)

SBA Loan Forgiveness Application Press Release (2020-05-15)


Helping Local Businesses Succeed

Whether you’re starting your business or expanding it, investing in new inventory or office equipment, we have a business loan or line of credit that’s right for you. All In Credit Union believes that investing in entrepreneurs strengthens our economy and builds a better community. We provide a great variety of business lending solutions, as we take the time to understand what your business needs to succeed.

Business Lending Options

  • Owner-Occupied Real Estate
  • Non-Owner Occupied Real Estate
  • Land loans
  • Equipment Loans
  • Commercial Vehicle Loans
  • Share/CD Secured Loans
  • Lines of Credit

Can a line of credit help your organization move forward?

Extra cash-on-hand may mean you can take advantage of a trade discount, make an inventory purchase or simply manage your cash flow more effectively. A line of credit could provide your company with the confidence it needs to make that next big decision. Having a reliable source of funding keeps a small business running.

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Additional Business Services

On top of our business lending solutions, All In Credit Union also offers a suite of services for our business members. Think of these services as essential tools to help your business grow and thrive

  • Business Accounts
  • Payroll Disbursement Options
  • Remote Deposit Capture 
  • Payment Processing Solution
  • Free Discount Network to Advertise Your Business
  • Free On-Site Financial Education for Employees

Resources

10 Steps to Start Your Business - Small Business Administration (SBA)

Small Business Resources in Alabama - Internal Revenue Service (IRS)

Small Business Administration (SBA)

U.S. Small Business Association – Small Business Planner

Register Your Business - Small Business Administration (SBA)