For borrowers attending degree-granting institutions, now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To find out which loan option is right for you or to apply, please get started here.
An undergraduate student in the United States is seeking one of two higher education degrees—an associate degree or a bachelor’s degree. The associate degree usually takes two years to complete, is offered at two-year colleges known as community colleges, and may be earned in a two-year program or as part of a transfer program to a four-year institution.
Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school
Graduate school constitutes an advanced program of study focused on a particular academic discipline or profession. Graduate degree programs offer advanced training (beyond a bachelor’s degree) in a specific academic discipline.
Pay for expenses as you pursue your master’s and doctoral degrees
Pay for your business school expenses as you pursue your Masters of Business Administration degree
Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine
Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics
Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs
Pay for your school and associated expenses as you study for your law degree
We know that your dream is for your child to achieve theirs. This loan is for parents or other creditworthy individuals who want to take responsibility for financing their student’s undergraduate, graduate, or certificate education at a degree-granting school.
Help your student by taking responsibility with a loan in your name
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. All In Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
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