Millions of consumers use high-cost payday loans each year, but there is a better solution. CashPlease® provides you with access to small-dollar, short-term loans from All In Credit Union.
When using CashPlease®, you benefit from increased accessibility, simplicity and affordability.
CashPlease loan and maximum amount is subject to approval. Annual Percentage Rate (APR) is 28%. Loan term is 6 months. The estimated monthly payment on a $500, 3-month loan at 28% APR is $175. To be eligible, you must be the primary owner on an eligible All In checking account in good standing. A $20 application fee is charged regardless of whether credit is extended, or loan accepted. Please note your overdraft limit will be impacted by any open CashPlease loan. Funds availability may take up to 24 hours and could be delayed on weekends and federal holidays. Generic payday advance provider credit terms are sourced from a Community Financial Services Association of America (CFSAA) report entitled Payday Advance: A Cost Comparison of the Alternatives. Stated APR is taken directly from the CFSAA report and contemplates a single 14-day payday advance loan, estimates APR to be 391%.*You Choose Checking accounts do not qualify.