Fees

ATM	Charge	Alert Me
Three (3) Transactions (Withdrawals and/or Balance Inquiries) at Non-All In CU ATMs per month	Free¹

Over three (3) Transactions (Withdrawals and/or Balance Inquiries) at Non-All In CU ATMs per month	$2.00

¹Transaction may be subject to a fee from the ATM owner.

Account Services	Penalty	Alert Me
Cashier's / Official Check	First check free, additional checks $5.00 each

Check Printing	Fee varies on style and quantity

Checks for Prime Checking (standard duplicate checks)	One free box/yr

Non-Sufficient Funds/Overdraft	$28.00

Overdraft Transfer from Shares, Personal Line of Credit, or Home Equity Line of Credit	$5.00

Replacing Member Check with Official or Cashier's Check	$5.00

Returned Payment Item	$15.00

Stop Payment Request	$28.00

Share Certifcate Accounts¹	Penalty	Alert Me
Term share certificate early withdrawal penalty	3 Months Dividends

Variable rate share certificate early withdrawal penalty	6 Months Dividends

Renewal period after maturity	10 Day Grace Period

¹The penalty is calculated as a forfeiture of part of the dividends that have been or would have been earned on the account and applies whether or not the dividends have been paid. The penalty may be deducted from the principal amount of the deposit. The Annual Percentage Yield (APY) disclosed for your account assumes that dividends will remain in the account until maturity; a withdrawal will reduce earnings.

Checking Accounts	Charge	Alert Me
Members Choice Plus Checking	$0/mo

Prime Checking (fee waived if more than $10,000 balance is maintained)	$3.00/mo

Smart Rewards Checking	$7.00/mo

Smart Rewards Premium Checking (fee waived if balance of $1,500 or an average relationship of $10,000 is maintained)	$7.00/mo

You Choose Debit Account	$5.00/mo

Youth Checking	$0/mo

Insurance	Charge	Alert Me
Accidental Death Insurance	Rates Vary

Guaranteed Asset Protection (GAP)	Rates Vary

Member Pay Credit Life & Disability	Rates Vary

Safe Deposit box Rental (select locations)	Charge	Alert Me
3 x 5- Annually	$20.00

5 x 5- Annually	$30.00

3 x 10- Annually	$35.00

5 x 10- Annually	$45.00

10 x 10- Annually	$75.00

Lost Key, Drilling of Lock	Actual Cost

Additional Services	Charge	Alert Me
ACH Loan Payment Transfer from Another Financial Institution	Free

Christmas Club Account - Early Withdrawal or Closure	$10.00

Coin Machine Usage for All In CU Members (waived on Smart Rewards, Prime, Alli Cat, Cool Cat, & Student Accounts)	4% of balance counted

Coin Machine Usage for Non-All In CU Member	8% of balance counted

Funds Transfer Express/Next Day Delivery	$1.95

Funds Transfer Standard Delivery	Free

Dormant Account - No activity for 12 months & Balance under $500.00	$5.00/mo

Levy / Garnishment Request	$50.00

MasterCard Credit or Debit Card Replacement	$15.00

Notary Service	Free

Paper Statement Delivery Fee	$3.00/mo or quarter per statement

Account Research	$25.00/hr - $5.00 minimum

Photocopy Per Page	$0.25

Returned Mail Processing Fee (no forwarding address)	$5.00/mo

Signature Guarantee	Free

Pay Loan from External Account in Person or by Phone	$10.00

Pay Loan from External Account Online	$8.00

Foreign Transaction Fee (card transactions processed in countries outside of the U.S., regardless of whether the transaction is initiated inside the U.S.)	Up to 1.1% of the amount of the transaction

24-Hour Services	Charge	Alert Me
Apple Pay, Google Pay & Samsung Pay	Free

eStatements	Free

Mobile Deposit Capture	Free

Online Banking & Bill Pay	Free

Bill Pay - Expedited Electronic Payment	$5.00

Bill Pay - Expedited Overnight Check Payment	$25.00

The par value of each share will be $0.01.
Service fees are subject to change.