Fees

ATM Charge Alert Me
Three (3) Transactions (Withdrawals and/or Balance Inquiries) at Non-All In CU ATMs per month Free1
Over three (3) Transactions (Withdrawals and/or Balance Inquiries) at Non-All In CU ATMs per month $2.00
  • 1Transaction may be subject to a fee from the ATM owner.

Account Services Charge Alert Me
Cashier's / Official Check $5.00
Check Printing Fee varies on style and quantity
Checks for Prime Checking (standard duplicate checks) One free box/yr
Non-Sufficient Funds/Overdraft $28.00
Overdraft Transfer from Shares, Personal Line of Credit, or Home Equity Line of Credit $5.00
Replacing Member Check with Official or Cashier's Check $5.00
Returned Payment Item $15.00
Stop Payment Request $28.00

Share Certifcate Accounts1 Penalty Alert Me
Term share certificate early withdrawal penalty 3 Months Dividends
Variable rate share certificate early withdrawal penalty 6 Months Dividends
Renewal period after maturity 10 Day Grace Period
  • 1The penalty is calculated as a forfeiture of part of the dividends that have been or would have been earned on the account and applies whether or not the dividends have been paid. The penalty may be deducted from the principal amount of the deposit. The Annual Percentage Yield (APY) disclosed for your account assumes that dividends will remain in the account until maturity; a withdrawal will reduce earnings.

Checking Accounts Charge Alert Me
Members Choice Plus Checking $0/mo
Prime Checking (fee waived if more than $10,000 balance is maintained) $3.00/mo
Smart Rewards Checking $7.00/mo
Smart Rewards Premium Checking (fee waived if balance of $1,500 or an average relationship of $10,000 is maintained) $7.00/mo
You Choose Debit Account $5.00/mo
Youth Checking $0/mo

Insurance Charge Alert Me
Accidental Death Insurance Rates Vary
Guaranteed Asset Protection (GAP) Rates Vary
Member Pay Credit Life & Disability Rates Vary

Safe Deposit box Rental (select locations) Charge Alert Me
3 x 5- Annually $20.00
5 x 5- Annually $30.00
3 x 10- Annually $35.00
5 x 10- Annually $45.00
10 x 10- Annually $75.00
Lost Key, Drilling of Lock Actual Cost

Additional Services Charge Alert Me
ACH Loan Payment Transfer from Another Financial Institution $7.00 setup fee- $0 reoccurring fee
Christmas Club Account - Early Withdrawal or Closure $10.00
Coin Machine Usage for All In CU Members (waived on Smart Rewards, Prime, Alli Cat, Cool Cat, & Student Accounts) 4% of balance counted
Coin Machine Usage for Non-All In CU Member 8% of balance counted
Credit Union Membership Fee (one-time cost) $1.00
Funds Transfer Express/Next Day Delivery $1.95
Funds Transfer Standard Delivery Free
Dormant Account - No activity for 12 months & Balance under $500.00 $5.00/mo
Levy / Garnishment Request $50.00
MasterCard Credit or Debit Card Replacement $15.00
Notary Service Free
Paper Statement Delivery Fee $3.00/mo or quarter per statement
Account Research $25.00/hr - $5.00 minimum
Photocopy Per Page $0.25
Returned Mail Processing Fee (no forwarding address) $5.00/mo
Signature Guarantee Free
Pay Loan from External Account in Person or by Phone $10.00
Pay Loan from External Account Online $8.00
Foreign Transaction Fee (card transactions processed in countries outside of the U.S., regardless of whether the transaction is initiated inside the U.S.) Up to 1.1% of the amount of the transaction

24-Hour Services Charge Alert Me
Apple Pay, Google Pay & Samsung Pay Free
Phone Banking Free
eStatements Free
iPad, iPhone, & Android Applications Free
Mobile Account Access Free
Mobile Deposit Capture Free
Online Banking & Bill Pay Free
Bill Pay - Expedited Electronic Payment $5.00
Bill Pay - Expedited Overnight Check Payment $25.00

Wire Transfer Charge Alert Me
Domestic Transfer $20.00
International Transfer $40.00

Service fees are subject to change.