Vehicle Loans

Loans that Put You in the Driver's Seat.

We're a credit union, which means we can offer you some of the best rates on vehicle loans. Affordable rates are just the beginning. When you apply for a loan, you don’t want to feel like you’re being taken for a ride. We make the entire buying process easier. We are experts on affordable rates for vehicle loans and can help you get a loan payment and terms that fit both your needs and your wallet. With our fast and easy pre-approval decisions you can be on the road in no time. Whether you're looking to buy a new car, truck, van, boat, personal watercraft, RV, motorcycle, ATV or refinance your existing car loan, we can help.

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Enjoy these benefits when you finance with us:

  • No Application Fee
  • Fast Approval & Local Decisioning
  • Lower Loan Rates & Flexible Payment Options
  • Simple Application & Electronic Closing Process
  • New, Used or Refinance

Want to learn more about Auto Loans? Click here.

Auto Loans

The loan you need to set your wheels in motion.

Auto icon representing auto loans

Auto Loans
APR* as low as

Apply for a low-rate auto loan with us at any branch, online, by phone or at one of our preferred dealers. You can obtain up to 120% financing* on new or used autos and take up to 30 days to make your first payment. Get your best deal, take the rebate from the dealer, and then come to us for the best interest rate and financing. 

Save money with a lower car payment. Refinance today!

Is your loan payment from another financial institution too high? See us about refinancing your loan and let us show you how we can save you money. Refinancing your car loan from another lender with All In Credit Union could help lower your interest rate, decrease your monthly payment or pay your auto loan off sooner. 120% financing is not available for an auto to refinance. See us for complete details.

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Vehicle Upgrade Program

Save time and money on your vehicle purchase with our new online Vehicle Upgrade Program.

Whether you're looking to trade in your current vehicle or buy without a trade, our program is tailored to your preferences. With the click of a button, you can easily access an extensive inventory of new and used vehicles, potential upgrade options and complete your entire transaction online. Take advantage of the easiest way to upgrade into a new car anytime, anywhere with our NEW Vehicle Upgrade Program.

Upgrade Today

Our Preferred Dealers are Ready to Help.

It's our goal to make car buying easy.

Did you know you could apply for financing with All In right from the dealership and enjoy our great rates? You’re ready to buy that new car and we want to make it as fast, easy and stress-free as possible. When you arrive at a dealership, let them know you’re an All In Credit Union member and that you'd like to finance with us. Along with great service, you’ll enjoy on-site Credit Union financing even after hours and on the weekends! We'll work with the dealership to handle the financing process. We can also help you get pre-approved before you shop to make your auto-buying experience easy. 

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Purchasing Your First Car?

Let us help make your first big purchase a good one.

Buying a car on your own for the first time is an exciting and unforgettable moment; but when it comes to financing, things can be a bit confusing. We can help make sure your first big purchase is stress-free and successful with our My First Ride program. This program was designed to help first-time auto buyers who need an affordable loan from a financial institution they can trust. If you meet the requirements below, you may be on your way to purchasing your first car. 

What you need for this loan:

  • Auto must be $20,000 or under
  • Auto must be no more than 7 years old & have less than 80,000 miles
  • Borrower must be at least 18 years old & employed full time for a minimum of 12 months
  • Minimum monthly income of $2,500
  • Minimum down payment of 10%
  • Other restrictions may apply

Boats, Personal Watercraft & RV Loans

Life is better on the water or by a campfire.

Let's face it, there's nothing like being out on the water or on the way to your next adventure. You deserve to play just as hard as you work. We offer affordable loan options and financing for new or used boats, personal watercraft and RVs at lower loan rates, which means you'll spend less time shopping and more time enjoying. Financing is available for up to 180 months on boats and RVs and up to 84 months on personal watercraft. 

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Boat icon representing boat loans

Boat Loans
APR* as Low as

Jet ski icon

Personal Watercrafts Loans
APR* as low as

Recreational Vehicle icon representing R V loans

RV Loans
APR* as low as

Motorcycles & ATVs

It's Ride O'Clock somewhere. Explore new landscapes with the right financing.

The open road is calling your name. Whether it’s financing your main vehicle or weekend ride, you deserve an affordable motorcycle loan that suits your needs. Let us finance your fun! Explore new landscapes off-road with an ATV loan. Financing is available for up to 72 months on motorcycles and ATVs. 

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Motorcycle icon representing motorcycle loans

Motorcycle Loans
APR* as low as

A T V icon representing personal loans

ATV Loans
APR* as low as

Protect Your Investment.

We've got you covered. We offer protection products at an affordable price.

We offer protection and exclusive rates that can save you hundreds of dollars over the long run. Having the right insurance and other forms of coverage can help you avoid the stress and financial burdens that result from the an accident, breakdown, theft or when the unexpected happens.

  • Guarantee Auto Protection (GAP) — coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
  • Mechanical Breakdown Protection — protection coverage that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical or electrical failure.
  • Debt Protection — covers all or part of a borrower's debt in the occurrence of a protected event, such as death, disability or involuntary unemployment. 
  • Depreciation Protection — if a vehicle is totaled or stolen and not recovered, this solution provides the borrower with a benefit equal to the MSRP or retail value established at enrollment less the amount of the loan balance at time of total loss.
  • Auto Insurance — protect you and others from the high financial costs that can result from car accidents like repairs, medical bills, and legal disputes. All In members can access affordable insurance options through All In Services, available exclusively to credit union members. 

*APR = annual percentage rate. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Advertised rates may change at any time. Offer good with approved credit for loans new to All In Credit Union.

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