Business

A Lender You Can Trust

When you do business with All In Credit Union, you’re doing business locally, and our promises are kept by people you know. This includes Business Lending. Our suite of business lending solutions can help propel the growth of your business while ensuring that you have the tools needed to take your business to new heights. Our financing resources are customized based on a thorough understanding of your business. With a local focus, we're here to help you make wise choices, navigate debt the smart way and take control of your business's future. We'll provide the resources you need with convenient terms, competitive rates and a tailored approach.

Business Banking 

Our Business Checking Accounts have generous transaction limits and a reasonable monthly service charge that is simple to avoid by maintaining a minimum monthly balance. Plus, we’ll make it easy to pay bills and keep tabs on your finances through Business Online Banking and our Business Mobile Banking App. We also have a non-profit Checking Account. For more information, call 334.598.4411 ext. 1460.

1. Items includes all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers and other debits from the account, whether by check, Debit Card, Overdraft Protection transfer, Automated Clearing House or otherwise. 2. Additional fees apply.

Business & Commercial Lending

Simplify your company’s day-to-day expenses or get the infusion of capital you need to take your enterprise to the next level.

Term Loans allow you to receive a lump sum of cash to purchase equipment or inventory or to use as working capital. Options include Auto Loans and Equipment Loans.

Lines of Credit offer the ultimate adaptability to fund your short-term business goals. Enjoy competitive variable rates and a variety of flexible repayment options.

Credit Cards give you a better way to pay for regular business needs like supplies and fuel. You have the option to assign authorized users and assign multiple cards under a single account.

Business Rewards Credit Card

Power your business with a credit card designed to work as hard as you do. All In Credit Union’s Business Rewards Credit Card offers the flexibility, purchasing power, and convenience your business needs to manage everyday expenses, streamline operations, and support growth. Whether you’re covering travel, supplies, or unexpected expenses, our business card helps keep your business moving forward.

Features and Benefits:

• No interest on purchases for the first 12 months*
• 500 points just for signing up!
• 3 points per dollar spent on travel, gas, and dining and 1 point per dollar spent on all other categories of purchases - that's up to 3% cash back!
• 2 bonus points per dollar spent in the first 6 months - that's up to 5% cash back!
• No Balance Transfer Fee
• No Annual Fee
• AutoPay for payment in full or payment needed can be set

*APR=Annual Percentage Rate. Quoted rates are the lowest available rates and reflect all possible discounts. Offer valid for new cardholders and available only on purchases. Purchases after 365 days will be at your regular rate based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Actual rates are variable.

Commercial Real Estate Lending

Whether you’re looking to acquire land, purchase an existing property, make renovations or build a brand-new facility, we have a loan solution to fit your specific needs and objectives.

Owner-Occupied Commercial Real Estate Loans make it easy to enjoy the benefits of owning your own business site. We offer flexible financing options with loan-to-value ratios up to 85%, terms up to 10 years and amortization up to 20 years.

Non-Owner-Occupied Commercial Real Estate Loans provide favorable financing terms for your investment properties. You can benefit from loan-to-value ratios up to 80%, terms up to 10 years and amortization up to 20 years.

Commercial Construction Loans let you get your plans off the ground, whether you want to build or expand. We’ll work with you to customize loan terms to suit your project, including an interest-only period during construction.

Treasury Management Solutions

Streamline the way you process customer payments, increase control of business expenses and support your cash flow with our user-friendly online tools.

ACH Origination lets you issue and receive electronic payments quickly and securely. It’s a great way to process payroll without the effort, expense and waste of paper checks.

Wire Origination allows you to initiate electronic funds transfers from anywhere, anytime – no need to call or visit a branch.

Merchant Services provides your business with the ability to accept credit and debit card payments via in-store terminal, mobile terminal or website.

Let's Talk About Your Goals. Connect with our business team today by calling 334.598.4411, ext. 1460.