Student Loans

Refinance Your Existing Student Loan

Say goodbye to the burden of high-interest rates and inflexible terms on your student loans.

Introducing All In Credit Union’s student loan refinancing marketplace, designed to give you the freedom and flexibility you deserve.

Refinancing your student loan can help you:

  • Lower your interest rate and save money
  • Reduce your monthly payments and improve cash flow
  • Streamline multiple loans into a single, manageable payment

Ready to take control of your student loans?

Refinance My Student Loan*


Why choose us for student loan refinancing?
At All In Credit Union, we're committed to helping you achieve your financial goals. Our student loan refinancing program offers competitive interest rates, flexible repayment terms, and a hassle-free experience. We believe in empowering you to take charge of your financial future.

Interested in learning more? You can pre-qualify for refinancing online now.

Pre-Qualify Now*

Frequently Asked Questions

Smart Option Student Loan® for All In Credit Union by Sallie Mae® 

For borrowers attending degree-granting institutions, you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here. 

Smart Option Student Loan features and benefits: 

  • Multiple in-school repayment options, plus a choice of competitive fixed and variable interest rates providing even more flexibility
  • No origination fees and no prepayment penalty
  • Benefits and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialist

Learn More about Smart Option Loans

Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

*This student loan marketplace is powered by Sparrow. These loans are made by Sparrow’s lending partners. All In Credit Union is not the creditor for these loans and is compensated by Sparrow for the referral of loan customers. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

SPARROW RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2023 Sparrow Labs Inc. All rights reserved. Sparrow, the Sparrow logo, and other Sparrow names and logos are service marks or registered service marks of Sparrow Labs Inc. All other names and logos used are the trademarks or service marks of their respective owners. Sparrow is not sponsored by or an agency of the United States of America.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.