Protect Yourself from Identity Theft and Fraud
Our Online Security Center brings you safety tips, security notices and the most current scam alerts to help protect you and your security online. Please note that All In Credit Union will not ask for your personal information through text message or unsecure email. If you feel you have compromised your account in any way due to fraud, please contact us at 334.598.4411 or email@example.com immediately.
Official Checks Scam
July 6, 2020
Please be advised that All In Credit Union is aware of counterfeit Official Checks in circulation using the Credit Union’s name. These checks are being presented for payment in connection with a “Pay to Drive” scam. Checks presented to date have been made payable for various amounts.
Potential victims of this scam have received correspondence accompanying the check, which instructs the potential victims to confirm receipt of the packet by sending a text message to a phone number listed within the letter. The recipient is further instructed to either cash or deposit the funds at his or her financial institution as soon as possible. The letter informs the recipient to retain $450 for commission and fees. The remaining amount is to be paid to an individual who will meet the victim to deliver a service. As similar scams are likely to arise in the coming weeks and months, remember to be mindful and protect yourself and your finances.
Our Contact Center or any All In branch location can validate whether or not an Official Check is legitimate. Please do not hesitate to contact us at 334.598.4411.
How do I protect myself?
To reduce the risk of becoming a victim of Mass-Marketing Fraud, there are some basic steps you can take.
- Remove your name from solicitation lists. You may opt out of direct mail and email oﬀers at www.dmachoice.org, credit card oﬀers at www.optoutprescreen.com or (888) 567-8688 (888) 567-8688, and online cookie collecting at www.networkadvertising.org.
- Shred suspicious mail and do not respond to junk mail or emails from strangers.
- Do not participate in or respond to claims that you have won a foreign lottery, particularly any lottery or sweepstakes that you do not remember entering. Participating in a foreign lottery is against the law.
- Get all oﬀers in writing and independently verify credentials.
- Don’t deposit checks sent by companies that claim the check is for fees or taxes on lottery winnings or an inheritance from a long-lost relative. Before the bank discovers the check is counterfeit, the fraudster will request that you return a portion of the money via wire transfer.
What Can I Do If I Have Become A Victim of Mass-Marketing Fraud?
- Report the Fraud to Law Enforcement
- Local Law Enforcement – Contact your local law enforcement oﬃce to file a police report.
- District Attorney – Contact your local District Attorney’s Oﬃce.
- State Attorney General – Contact your state’s Attorney General’s Office to report the fraud. Find contact information at www.naag.org.
- Federal Law Enforcement – Contact your local FBI Field Oﬃce or submit an online tip at http://tips.fbi.gov. Look up your local field oﬃce at www.fbi.gov/contact-us/field.
- Report the Fraud to the Federal Trade Commission
- Federal Trade Commission—Contact the FTC's Complaint Assistant.
- Lodging a complaint with the FTC will also enter the fraud into the Consumer Sentinel Network so that law enforcement can stop ongoing fraud and track these crimes. Please note that this process will not initiate a criminal investigation of your case.