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Andalusia Branch Closure UPDATE & Phone Banking Alert

In order to continue construction and allow for the safe removal of our modular branch, our Andalusia location will be closed Wednesday, July 8 through Friday, July 10. Please visit our Opp location during this time. 

 
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Rates

Share Rates

Table data for Term Certificate Rates and Annual Percentage Yields
 
Dividend Rates Annual Percentage Yield (APY) Minimum Deposit Alert Me
3 Month 0.65% 0.65% APY $1,000.00
6 Month 0.70% 0.70% APY $1,000.00
9 Month1 0.80% 0.80% APY $1,000.00
12 Month 1.00% 1.00% APY $500.00
18 Month 1.10% 1.11% APY $1,000.00
24 Month 1.15% 1.16% APY $1,000.00
36 Month 1.20% 1.21% APY $1,000.00
48 Month 1.30% 1.31% APY $1,000.00
60 Month 1.40% 1.41% APY $1,000.00
3 Month Jumbo 0.70% 0.70% APY $100,000.00
6 Month Jumbo 0.75% 0.75% APY $100,000.00
9 Month Jumbo1 0.85% 0.85 APY $100,000.00
12 Month Jumbo 1.05% 1.06% APY $100,000.00
18 Month Jumbo 1.15% 1.16% APY $100,000.00
24 Month Jumbo 1.20% 1.21% APY $100,000.00
36 Month Jumbo 1.25% 1.26% APY $100,000.00
48 Month Jumbo 1.35% 1.36% APY $100,000.00
60 Month Jumbo 1.45% 1.46% APY $100,000.00
12 Month Mega 1.05% 1.06% APY $500,000.00
24 Month Mega 1.20% 1.21% APY $500,000.00
36 Month Mega 1.25% 1.26% APY $500,000.00
48 Month Mega 1.35% 1.36% APY $500,000.00
60 Month Mega 1.45% 1.46% APY $500,000.00
  • 1One time penalty-free withdrawal on 9 month share certificates only.↵

Table data for Share Account Rates and Annual Percentage Yields
 
Anticipated Monthly Rates beginning 07/01/20201 Dividend Rates Annual Percentage Yield (APY) Minimum Deposit Alert Me
Money Market Access 0.40% 0.40% $.01 - $1499.00
Money Market Access 0.60% 0.60% >$1500.00
Anticipated Quarterly Rates beginning 07/01/20202 Alert Me
Share Account 0.35% 0.35% $5.00
Christmas Club 0.45% 0.45% $5.00
IRA Accumulation 0.50% 0.50% $5.00
  • 1Rates are declared monthly and may change after the account is opened.↵
  • 2Rates are declared quarterly and may change after the account is opened.↵

Table data for IRA Term Certificate Rates and Annual Percentage Yields
 
Dividend Rates Annual Percentage Yield (APY) Minimum Deposit Alert Me
12 Month IRA 1.00 % 1.00% $1,000.00
18 Month IRA 1.10 % 1.11% $1,000.00
24 Month IRA 1.15 % 1.16% $1,000.00
36 Month IRA 1.20 % 1.21% $1,000.00
48 Month IRA 1.30 % 1.31% $1,000.00
60 Month IRA 1.40 % 1.41% $1,000.00
12 Month IRA Jumbo 1.05 % 1.06% $100,000.00
18 Month IRA Jumbo 1.15% 1.16% $100,000.00
24 Month IRA Jumbo 1.20 % 1.21% $100,000.00
36 Month IRA Jumbo 1.25 % 1.26% $100,000.00
48 Month IRA Jumbo 1.35 % 1.36% $100,000.00
60 Month IRA Jumbo 1.45 % 1.46% $100,000.00

Rates Accurate as of: July 1, 2020

Rates are subject to change at any time without notice. For the most up-to-date rates, please call Member Services at 334.598.4411.

The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union board of directors.

There are penalties for early withdrawal and there are minimum balance and opening deposits requirements. Fees could reduce the earnings on the account.

See Terms and Conditions for full account disclosures.