Home Protection - Existing Homeowners

Everyday wear and tear can lead to unexpected breakdowns. Our home protection plans are designed to help you handle the cost of covered repairs with confidence.

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 ✅ Use any licensed technician
 ✅ Fast repair reimbursements
 ✅ Affordable monthly payment

What's Covered?

To keep coverage simple and more affordable, our protection plans are focused on the systems and appliances that are most likely to break down.

Why It Matters

Home protection plans help homeowners manage their budget, especially when they face multiple repairs in a year. Here’s what homeowners can pay out of pocket for repairs from everyday wear and tear:

Home Protection Made Easy

Instead of paying hundreds or even thousands of dollars out of pocket for unexpected breakdowns, you’ll have predictable coverage for many of the most common home repairs.

When you need to file a claim, the process is quick and simple:

Step 1: Start Your Claim
File your claim through our online portal or contact Coverly via phone for personalized assistance.

Step 2: Schedule Service
Call your trusted repair technician or choose one from Coverly’s network.

Step 3: Upload Receipt
Upload the invoice on our user friendly platform and Coverly’s review system handles the rest.

Step 4: Get Reimbursed
Approved repairs are reimbursed within 48 hours (versus the industry average of up to 30 days).

Program Highlights

Smarter Coverage
Coverage built on repair risk data so you’re protected where it counts instead of overpaying where it doesn’t.

Transparent Claims Process
Clear terms and member-first approach help eligible claims get approved without the usual industry friction.

Repair Technician Flexibility
Choose any licensed technician instead of being subject to scheduling delays from a limited provider network.

Dedicated Member Support
Receive personalized assistance via phone or file your claim online 24/7.

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Frequently Asked Questions

• Who administers this plan?
  

  Coverly Home Protection partners with us to provide members with a simple and transparent home protection experience. As the program’s third-party administrator, Coverly manages your plan and handles claim reviews and reimbursements while we make this benefit available to support your financial well-being.

  All plans are fully insured and backed by a licensed insurance carrier for added peace of mind.

• Is this the same as homeowners insurance?
  

  No. This is a residential service contract designed to help offset the cost of covered breakdowns of home systems and appliances.

• Are all homes eligible for coverage?
  

  The program applies to most single-family homes, townhomes, and condominiums used for residential purposes.

  Certain properties are not eligible, including RVs, mobile homes, homes used for commercial purposes, and homes listed on historical registers.

• Is there a service fee?
  

  A $100 service deductible applies to covered repair claims according to the program terms.

• When does coverage begin?
  

  Coverage begins 30 days after enrollment unless otherwise specified in the plan terms.

• What if I don’t have a preferred service technician?
  

  Once enrolled, you can call the member support line listed on our portal for assistance finding a technician.