Summit Account

Account Highlights
SAVINGS ACCOUNT
Easy to open with just a $5.00 deposit and has no monthly service fee or minimum balance fee. You’ll also earn monthly dividends and can open additional savings accounts for specific goals.
CUSTOM ACCOUNT NAMES
Ability to personalize eligible account names. Contact All In for easy setup.
ROUND-UP SAVINGS
Debit Card purchases are rounded up to the nearest dollar with the difference deposited into a designated account.
PAYROLL DEDUCTION
Makes consistent deposits easy through Direct Deposit from your employer, Parent or Guardian.
ANYTIME TRANSFERS
Move money in just a few taps or clicks to or from your account and any linked individual or joint account.
REAL-TIME BALANCE VISIBILITY
Gives you near-instant access to your transactions, deposits and withdrawals, so you can stay informed with confidence.
EARLY PAYDAY DIRECT DEPOSIT
Get your money sooner when you use Direct Deposit from your employer.
SMART START CERTIFICATE
Earn higher dividends with a $25.00 opening deposit. You can add funds anytime, in any amount.
CHECKING ACCOUNT WITH DEBIT CARD
Teaches real-world money management and provides a safer alternative to carrying cash.

Benefits & Rewards
FINANCIAL CHECKLISTS
Provides guidance on the next steps in your financial journey.
ONLINE FINANCIAL LEARNING
Teaches concepts from first savings goals to responsible spending.
REPORT CARD REWARDS
Pays for A’s & B’s (or equivalent) each time you receive a report card.

Access Made Easy
MOBILE APP
An easy way to manage your account and budget while you monitor balances and track dividends earned on savings.
MOBILE DEPOSIT
Makes depositing paychecks, birthday money or holiday checks from your mobile device quick and easy.
DIGITAL WALLET
Pay from your device using Apple Pay, Samsung Pay, Google Pay and other payment apps like PayPal, Venmo, and Cash App.
CONTACTLESS DEBIT CARD
Offers a fast, convenient way to pay while helping protect against fraud.
ZELLE
Move funds directly between U.S. bank accounts in minutes without holding money in the balance of an online app.
BILL PAY
Offers an electronic payment solution directly from your account using your Mobile App to schedule both one-time and recurring payments such as rent, utilities or loans.
SHARED BRANCHING
Free access to your money with more than 5,000 CO-OP Shared Branches nationwide.
24/7 CARD FRAUD MONITORING
Receive alerts by text, email or the Mobile App when unusual activity is detected.

Confident Money Management
SET RECURRING TRANSFERS
Automatically move money between Savings, Checking or external accounts on a schedule that works for you.

PERSONALIZED ALERTS
Set text or email notifications for:
• LOW BALANCE – when your balance
falls below the amount you choose
• LARGE DEPOSIT – when a deposit
reaches an amount you specify
• LARGE WITHDRAWAL – when a withdrawal exceeds the amount you select
• PERSONAL REMINDERS – for any
account reminder you want to set

CARD CONTROL
Turn your card on or off and receive push, text or email alerts for selected Debit Card transactions based on:
• Merchant Type
• Transaction Type
• Location Type
• Spending Limit
Building Strong Credit

SAVVY MONEY
Offers financial management benefits such as
• Free Credit Score & Monitoring
• Access to view loans, payment history
and inquiries
• Credit Alerts to help protect against
identity theft
• Financial Simulators to see how changes
will impact your Credit Score

ONLINE FINANCIAL EDUCATION
Provides free, self-paced courses, articles, calculators and interactive assessments on topics like budgeting, credit management
and investing.

CREDIT BUILDER OPTIONS
Products that help you cover life’s emergencies and build your credit.